Simplicity is about subtracting the obvious and adding the meaningful.
I always give books. And I always ask for books. I think you should reward people sexually for getting you books. Don’t send a thank-you note, repay them with sexual activity. If the book is rare or by your favorite author or one you didn’t know about, reward them with the most perverted sex act you can think of. Otherwise, you can just make out.
art and nothing but art! it is the great means of making life possible, the great seduction to life, the great stimulant of life.
One of the most fascinating archeological finds in Russia has been the discovery of hundreds of “birchbark documents” (messages written on the bark of birch trees with a sharp stylus) that were created from the 11th to the 15th century…
The drawings from Novgorod that we have found appear to all come from a Russian boy named Onfim, who lived at the end of the twelfth century or beginning of the thirteenth century in the city of Novgorod. By the estimate of the archaeologists who unearthed his works, he was around seven years old at the time that he made these drawings.
These are so great and even better with the captions. (“I am a wild beast!”)
Doodles of youth and yore.
"I’ve missed out on steady employment, large interest payments, storage sheds full of shit, and closets full of expensive clothes."
Moto journalist, two-wheel addict, and friend Neale Bayly (@nealebayly) contributes to Issue Eleven. Get a peek and read his guest “Letter from the Publisher” at ironandair.com/journal
Working on Wealth Stages…
- Savers should keep it simple, focus on budgeting, and have a savings goal — a particular achievable number: $25,000, $50,000, $100,000, $250,000. And a plan to make it happen. Sounds tough, but it’s soooo doable.
- Investors have achieved $250,000 or more. They need to establish an investment plan within the context of their financial plan. That’s an incredibly important point. Read it again.
- The Wealthy have a set of complexities that require sophisticated wealth management actions particular to their unique set of circumstances. See how complicated that got? But complexity doesn’t have to be hard.
We are with you every step of the way. Really.
Ready to have a smart conversation about your money?
THE SAVER STAGE
Are you on a wealth quest? You should be.
I’m pleading with you, don’t half-ass this thing. You need to whole-ass it. Either you’re on a quest, or you’re not.
The first step is understanding the ‘why’. Why you should thirst for wealth — I’m talking about the real ‘why’. The core — it’s not about simple dreams or selfish wishes, it’s about being more fulfilled. (Snapshot No. 9)
Once you’re committed to your own cause then it’s time to get real. Are you a Saver, Investor or already Wealthy? Pick one — don’t fool yourself — own it.
Let’s talk about the Saver Stage: Savers need to focus, focus, focus on a particular number. This needn’t be the number… That’s too big for a saver to swallow, we’ll get to that when you hit the next stage. Baby steps, right?
Focus first on getting to $25,000
To get there — sorry to say — it’s going to be all about the budget. That’s right, the ‘B’ word. I don’t make the rules… You have to learn to keep more of what you make.
Understand your budget, you save more. That’s just the way it works. Then figure out how to incrementally increase your monthly savings. Will you bump it up quarterly, on your birthday, when you pay off that crazy credit card balance? How about the next time you get a raise… How much will go to keeping versus consuming? It’s important to have this laid out in advance. It’s called a Savings Plan. Get it?
A Saver’s investment strategy should be simple and easy to implement. An all-in-one investment solution to balance protection and growth through deep diversification. An investment strategy based on your savings plan and risk tolerance.
Ready to have a smart conversation about your money?
Celsius: the point(s) at which change occurs. True that.
I always remember this great response of an English professor. The freshman asked, how long should the term paper be? And he said, “Like a lady’s skirt, long enough to cover the subject, short enough to be interesting.
The easiest way to separate yourself from the unformed blobby mass of “aspiring” writers is to a) actually write and b) actually finish. That’s how easy it is to clamber up the ladder to the second echelon. Write. And finish what you write. That’s how you break away from the pack and leave the rest of the sickly herd for the hungry wolves of shame and self-doubt. And for all I know, actual wolves.
On art and the honorable love of materials things.
Van Utrecht’s picture takes us back four centuries, to a time when abundance was new and not to be taken for granted. He knew it was hard to get that lobster. Europeans of his era were amazed (as we still should be) that human beings can arrange the world in such a way as to make possible so bounteous a feast. They knew that marshes had to be drained and cattle fed through the winter, and they were impressed that lemons could reach a northern table. Perhaps these very fruits were carried by donkey from the Neapolitan hills down to the harbor, onto leaky wooden ships that braved storms and struggled with unreliable winds.
People of that day felt the beauty of trade and understood how easily it could be disrupted by blockades or war. Every pleasure of the table was sending money around Europe—a force for peace and prosperity. The picture remembers all this effort and celebrates it.
Today we are so afraid of greed that we forget how honorable the love of material things can be. In the 17th century, homage was still paid to the nobility of commerce—a concept that boredom and guilt have made less accessible to us. Perhaps we can learn from this picture. A good response to consumerism might be not to sacrifice these pleasures and live without lobster and lemons but to appreciate what really goes into providing them.
Our desire to have luxury cheaply is the real problem. If the route to your table were dignified and ethical at every stage, a lemon would cost more, of course. But maybe then we’d stop taking lemons for granted and find their zest all the keener.
Art for Life’s Sake — Alain de Botton, Wall Street Jounal